EMI Calculator

Calculate your Equated Monthly Installment (EMI) for any loan type

Loan Details

Home
Car
Education
Business
Working Capital
Personal
₹10,000 ₹10 Cr
Please enter a valid loan amount
%
1% 20%
Please enter a valid interest rate
Yrs
1 Year 30 Years
Please enter a valid loan tenure

Your EMI Breakdown

Home Loan

₹ 43,391
Monthly Payment (EMI)
₹ 1,04,13,840
Total Payment
₹ 54,13,840
Total Interest
₹ 50,00,000
Principal Amount
20 Years
Loan Tenure

Payment Breakdown

About EMI Calculation

What is EMI?

EMI (Equated Monthly Installment) is the fixed amount you pay to the lender each month until the loan is fully repaid. It includes both principal and interest.

How is EMI Calculated?

EMI = [P x R x (1+R)^N] / [(1+R)^N-1] where P = Principal, R = Monthly Interest Rate, N = Loan Tenure in months.

Factors Affecting EMI

Loan amount, interest rate, and tenure. Higher amount/rate increases EMI; longer tenure reduces EMI but increases total interest.

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