F.A.Q

Frequently Asked Questions

  • What Is EasyCred

    Easycred is a leading loan aggregation platform dedicated to providing seamless financial solutions to both retailers and individuals. In collaboration with a prominent RBI-approved lending partner, we specialize in offering personal and consumer loans tailored to meet diverse needs.

    For Retailers: Easycred empowers retailers by enabling them to establish their own e-storefronts. Through this platform, customers can purchase a wide range of products and conveniently convert their payments into easy EMIs, enhancing customer satisfaction and driving sales growth.

    For Individuals: Easycred offers a curated selection of loan options with competitive interest rates, ensuring affordability and flexibility. Our streamlined process allows individuals to access funds directly into their bank accounts within just 30 seconds, providing a quick and hassle-free borrowing experience. With a commitment to innovation and customer-centric solutions, Easycred is redefining the way retailers and individuals access financial products, making loans simpler, faster, and more accessible.

  • Who We Are?

    Easycred is a premier loan aggregation platform headquartered in Patna, Bihar. Founded by a team of seasoned professionals with over 20+ years of diverse experience across various roles and industries, we are committed to revolutionizing the lending landscape. Our small yet passionate team of engineers and business professionals is dedicated to building a next-generation lending platform that combines innovation, efficiency, and customer-centric solutions.

    Leadership Team:
    Siddharth Chandra: With over 20+ years of experience, Siddharth has held key roles at global product giants such as NVIDIA, Adobe, and Intel. His expertise spans working in both established corporations and bootstrapped startups, bringing a wealth of knowledge in technology and product development. LinkedIn Profile
    Rohit Pandey: A seasoned professional with over 20+ years of experience in business development and sales, Rohit brings strong business acumen and a proven track record of driving growth and building strategic partnerships.

    At Easycred, we are driven by a shared vision to create a seamless, transparent, and accessible financial ecosystem for individuals and businesses alike. Our platform reflects our dedication to innovation, trust, and excellence in the lending industry.

  • How Amount Is Credited Into Account?

    The Easycred platform is built on industry-standard, enterprise-grade technology, ensuring a robust and secure experience for all users. We prioritize your safety and privacy, which is why our process is designed to be simple yet highly secure.
    To get started, all we require is your mobile number, which must be linked to your Aadhaar or PAN for verification. Our advanced AI-powered system swiftly evaluates your creditworthiness and credit history, enabling us to make informed decisions in real-time.
    Once your loan application is approved, the requested amount is disbursed directly into your bank account within just 30 seconds, offering you unparalleled speed and convenience.
    At Easycred, we combine cutting-edge technology with a commitment to security, ensuring a seamless and trustworthy lending experience for every customer.

  • Why EasyCred ?

    Faster Approval Times
    Trust and Security
    Data Privacy Measures
    Showcase Positive Feedback
    Minimal Documentation

  • How We Finance ?

    At Easycred, we have established strong partnerships with leading Banks and NBFCs across India, enabling us to offer a wide range of tailored financial products. Our platform leverages advanced AI technology to perform a soft credit check, ensuring a quick and accurate assessment of your creditworthiness without impacting your credit score.
    We are dedicated to providing low-cost consumer and personal loans to millions of individuals across the country. Our mission is to make financial solutions accessible and affordable for everyone, regardless of their background or financial standing.
    Understanding the diverse needs of consumers across the spectrum, we are committed to delivering seamless, transparent, and customer-centric lending experiences. At Easycred, we believe in empowering individuals with the financial tools they need to achieve their goals.